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Covers business premises such as a godown, factory or office. The policy can be taken on the full value or on first loss basis. The policy covers loss or damage to the property insured by theft following actual, forcible and violent entry into the premises including damage caused to the premises.

Standard Exclusions :

  • Damage due to fire or riots/strike, terrorism
  • Depreciation, wear and tear and consequential losses
  • Gold, watches, jewellery, precious stones, plans, designs, money, business books etc. unless specifically insured
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