Vehicle Insurance Services

Vehicle insurance gives complete protection against loss or damage to your vehicle and death or bodily injury to a third party arising from natural and man-made calamities. It can be bought for private cars, two-wheelers, three-wheelers and commercial vehicles. This insurance is broadly classified into

• Comprehensive / Package Policy
• Liability only Policy

What it Covers
It covers loss or damage to the insured vehicle and its accessories caused due to the following reasons:

• Burglary, housebreaking or theft
• Fire, explosion, self-ignition or lightning
• Malicious acts
• Riot and strike
• Earthquake
• Terrorism
• Accidental damages by external visible means
• Natural calamities

Popular Add-on Covers
By paying additional premium, you can opt for certain add-on covers in the base plan to enhance the coverage on the vehicle:

• Zero depreciation cover
• Engine protector
• No claim bonus protection cover
• Return of invoice price
• Key replacement cover
• Tyre cover
• Roadside assistance cover

Major Exclusions

• Mechanical or electrical breakdown
• Depreciation
• Wear and tear

Please refer to the policy document for complete scope of cover and list of exclusions and other terms and conditions under the policy.